In today’s digital age, Google Ads has become a crucial tool for businesses looking to promote their products or services online. However, managing an effective Google Ads campaign can come at a significant cost. That’s why it’s important to find the right credit card that can offer cashback and rewards for your Google Ads spending.
In this blog post, we’ll take a look at the best credit card for Google Ads.
We’ll explore the benefits of using a credit card that offers cashback and rewards specifically for Google Ads spending, including how it can help you save money and maximize your advertising budget.
Additionally, we’ll provide an in-depth review of the top credit cards available for Google Ads, highlighting their unique features and benefits.
Whether you’re a small business owner or a marketing professional, finding the best credit card for your Google Ads spending can make a significant difference in your bottom line.
So, without further ado, let’s dive into the world of cashback and rewards credit cards for Google Ads and discover the card that can help you take your advertising to the next level.
1. Ink Business Preferred®: For the first $150,000 spent on Google Ads or advertising purchases.
Sign-up bonus: Earn 100,000 points extra after spending $15,000 in the first 3 months
Annual fee: $95
Ink Business Preferred® Pros
Ink Business Preferred® Cons
With the Ink Business Preferred Credit Card, you can:
- Earn 3x points on the first $150,000 spent annually on travel, shipping, internet, cable, or phone services, and advertising purchases with social media and search engines; and 1x points per $1 on everything else.
Google Ads fall under “advertising purchases made with social media and search engines”, so using the Chase Ink Preferred will instantly unlock three times the points.
- If the annual cap of $150,000 is reached, 450,000 Chase Ultimate Rewards points are earned, worth $5,625 when redeemed for travel, or $4,500 for cash back.
- By spending $15,000 in the first 3 months of account opening, an additional 100,000 bonus points can be earned, totaling 550,000 points in the first year.
The 550,000 points are worth $6,875 when redeemed for travel or $5,500 for cash back.
- The card has an annual fee of $95.
2. American Express® Business Gold Card: for the next $150,000 spent on Google Ads or advertising purchases.
Current Offer: Earn 70,000 Membership Rewards points after spending $10,000 in the first 3 months
Annual Fee $295
Rewards Rate: 4X Membership Rewards points for the first $150,000 spent in two select categories each year (after that 1X), and 1 point per $1 spent on other eligible purchases
American Express® Business Gold Card Pros
American Express® Business Gold Card Cons
After reaching the spending cap on the Ink Business Preferred, switch to the American Express Business Gold Card to:
- Earn 4X Membership Rewards points for the first $150,000 spent in two select categories each year (then 1X), and 1 point per $1 spent on other eligible purchases.
Select your own categories, and it is recommended to choose one that includes online advertising. For instance, with the Amex Business Gold, you can use “U.S. purchases for advertising in select media (online, TV, radio)” as one of your categories and then use this card for your Google Ads or advertising purchases spend to earn extra rewards.
- Reaching the $150,000 cap on Amex Business Gold means earning 600,000 Membership Rewards points, worth $7,500 if redeemed for a flight with American Express Travel (25% points back) or $3,600 for a statement credit.
- The card has an annual fee of $295.
3. Capital One Spark Cash Plus: After maxing out the first 2 cards.
Current Offer: Earn up to $1,000 cash bonus – $500 after spending $5,000 in the first 3 months, plus $500 after spending $50,000 in the first 6 months
Annual Fee $150
Rewards Rate: 2% cash back on every purchase, every day; plus 5% cash back on hotels and rental cars booked through Capital One Travel
Capital One Spark Cash PlusPros
Capital One Spark Cash Plus Cons
To supercharge your rewards earnings, start using Capital One Spark Cash Plus after using the other two cards enough.
With the Capital One Spark Cash Plus card, you can :
- Earn up to 5% cash back on each Google Ads or advertising purchases expenditure.
You can request an actual check with Capital One, which can be used any way you wish.
- To maximize the cashback, deposit it into a Simple Employment Pension (SEP-IRA) to build a nice retirement fund.
- Capital One Spark Cash for Business Credit Card offers an early spend bonus of up to $1,000 cash bonus — $500 after spending $5,000 in the first 3 months, plus $500 after spending $50,000 in the first 6 months.
- The annual fee for Capital One Spark Cash Plus is $150.
4. American Express Business Platinum Card®
Welcome bonus: Earn 120,000 Membership Rewards points after spending $15,000 on eligible purchases in the first 3 months (Terms apply)
Annual fee: $695
American Express Business Platinum Card® Pros
American Express Business Platinum Card® Cons
Optimizing your rewards with The Business Platinum Card® from American Express can be achieved by incorporating Google Ads strategies. By changing your billing threshold to $5,000, Google will bill you every time your spending reaches that amount, rather than multiple smaller payments. To increase your billing threshold, simply submit a request to Google Ads support.
This strategy becomes valuable when using The Business Platinum Card® since it offers extra rewards for purchases of $5,000 or more. For instance, the card earns 5X points on flights and prepaid hotels on Amextravel.com and 1.5X points on eligible purchases of $5,000 or more (up to $2 million per year, then 1X). You also get access to Delta and Centurion Lounges, which is beneficial if you travel frequently for business.
With the new ad spend threshold, you can earn 50% more points on purchases of $5,000 or more, equivalent to 1.5 points per dollar spent instead of one point. The Business Platinum Card® from American Express has a welcome bonus of earning 120,000 Membership Rewards points after spending $15,000 on eligible purchases within the first 3 months (Terms apply), and an annual fee of $695.
When you’ve exhausted your rewards on your current business credit cards but still have to make other Google Ads purchases, it’s time to explore other cards that offer perks you’re more likely to use. Here are some of the best business credit cards with programs that offer various perks:
5. World of Hyatt Credit Card: $140,000+ Spent
Current Offer: Earn up to 60,000 points: 30,000 points after spending $3,000 on purchases within the first 3 months, plus an additional 30,000 points by earning 2 bonus points per $1 spent on purchases that earn 1 bonus , up to $15,000 spent in the first 6 months
Annual Fee $95
Rewards Rate: 9X points per $1 spent at Hyatt hotels; 2X points per $1 spent on eligible travel, dining, and health purchases; and 1 point per $1 spent on everything else
World of Hyatt Credit Card Pros
World of Hyatt Credit Card Cons
The World of Hyatt Credit Card: Earn Globalist Status if you spend $140,000, Hyatt’s highest status level that offers travel perks like suite upgrades.
However, as this is a consumer card, avoid mixing it up with your business cards. While you can use a consumer card for business purchases, avoid putting personal expenses on a business card.
6. Delta SkyMiles® Reserve American Express Card
Current Offer: Earn 90,000 bonus miles after spending $6,000 in the first 6 months (limited-time offer ends 3/29/23)
Annual Fee $550
Rewards Rate: 3X miles per dollar spent on purchases made directly with Delta and 1X miles for all other eligible purchases
Delta SkyMiles® Reserve American Express Card Pros
Delta SkyMiles® Reserve American Express Card Cons
If you frequently travel Delta, this consumer card offers additional perks like lounge access and priority upgrades to First Class or Delta One to make travel more comfortable. Plus, you can earn bonus Medallion Qualification Miles annually by spending $30,000 on the card. The annual fee for this card is $550 (See rates and fees).
7. Citi Double Cash Card
No Welcome bonus
Annual fee: $0
Citi Double Cash Card Pros
Citi Double Cash Card Cons
The Citi® Double Cash Card is a highly rated cash-back credit card that now has the added benefit of earning Citi ThankYou Points. Cardholders can earn a total of 2% on all purchases, with 1% cash back earned at the time of purchase and an additional 1% earned when paying off the purchase balance.
Cash back is issued as ThankYou Points, with 1 point earned per $1 spent on purchases and an additional point earned for every $1 paid on the purchase balance, provided that a corresponding balance is present in the Purchase Tracker.
The Double Cash card is an excellent choice for those seeking a simple, everyday credit card with no annual fee.
However, there are no bonus categories and foreign transactions carry a 3% fee. Additionally, premium travel benefits are not included.
Can you use a credit card for Google Ads?
Yes, you can use a business credit card and business credit cards to fund your Google Ads account. However, there are a few things to keep in mind.
First, you’ll need to have a billing address in the country where you want to use your card.
Second, your business credit card company may charge a foreign transaction fee for purchases made in another currency.
Finally, make sure you have a good understanding of the terms and conditions of your card before using it for Google Ads.
Do you need a credit card for Google Ads?
No, you don’t need a credit card for Google Ads.
However, if you want to use a credit card for your Google Ads spending, there are a few things to consider.
First, make sure the credit card you’re using offers rewards or bonuses that can offset your costs.
Second, consider using a credit card that offers 0% APR financing on your Google Ads spend.
This can help you save money on interest and keep your costs down.
Can I use Amex for Google Ads?
American Express offers a few different options for businesses to use when paying for Google Ads.
The Membership Rewards® Program from American Express can be used to pay for your Google Ads campaigns.
Additionally, you can use the Pay with Points feature to redeem points for statement credits toward your Google Ads spend.
Finally, you can also use the American Express® Corporate Card to pay for your Google Ads campaigns.
In conclusion, choosing the right credit card for your Google Ads spending can help you save money and earn valuable rewards.
By using a cashback or rewards credit card specifically designed for Google Ads, you can maximize your advertising budget and get the most out of your online marketing efforts.
In this post, we’ve explored some of the top credit cards and business credit cards available for Google Ads and online advertising, highlighting their unique features and benefits. Whether you’re looking for cashback rewards, travel rewards, or other perks, there’s a credit card out there that can meet your needs and help you achieve your business goals.
So, if you’re looking to take your Google Ads campaigns to the next level, consider applying for one of the top credit cards we’ve reviewed in this post.
With the right credit card in hand, you can make the most of your advertising budget and drive more traffic and sales to your business.