The 7 Best Credit Card for Amazon Ads (Cashback + Rewards) [2023]

Hey there fellow business owners!

Are you tired of searching for the perfect credit card that gives you the best cashback and rewards for your Amazon ads?

Well, look no further because I’ve got some exciting news for you.

In this blog post, we’ll be diving deep into the world of credit cards and revealing the best credit card for Amazon ads that’ll have you racking up those rewards and cashback in no time.

You don’t want to miss out on this valuable information, so sit back, grab your favorite snack, and get ready to learn about the credit card that’ll change the game for your online business. Let’s get started!

1. Chase Ink Business Preferred®: For the first $150,000 spent on Amazon Ads or advertising purchases.

for the first $150.000
ink business preferred credit card
Chase Ink Business Preferred®

Sign-up bonus: Earn 100,000 points extra after spending $15,000 in the first 3 months (account opening offer)

Annual fee: $95

Learn How to Apply

Ink Business Preferred® Pros

  • 3x reward points for the first $150k in travel, phone, advertising..
  • 1x reward point for everything else
  • +100,000 reward points in the first 3 months
  • +450,000 reward points if you spend $150k

Ink Business Preferred® Cons

  • Annual Fee: $95
  • No intro 0% APR promotion offered
  • Limited business-specific benefits

With the Chase Ink Business Preferred Credit Card, you can:

  • Earn 3x points on the first $150,000 spent annually on travel, shipping, internet, cable, or phone services, and advertising purchases with social media and search engines; and 1x points per $1 on everything else.

Amazon Ads fall under “advertising purchases made with social media and search engines”, so using the Chase Ink Business Preferred will instantly unlock three times the points.

  • If the annual cap of $150,000 is reached, 450,000 Chase Ultimate Rewards points are earned, worth $5,625 when redeemed for travel, or $4,500 for cash back.
  • By spending $15,000 in the first 3 months of account opening, an additional 100,000 bonus points can be earned, totaling 550,000 points in the first year.

The 550,000 points are worth $6,875 when redeemed for travel or $5,500 for cash back.

  • Foreign transaction fees: 0%
  • The card has an annual fee of $95.
  • No account opening offer.
Learn How to Apply

2. American Express® Business Gold Card: for the next $150,000 spent on Amazon Ads or advertising purchases.

for the next $150,000
American Express Business Gold credit card
American Express® Business Gold Card

Current Offer: Earn 70,000 Membership Rewards points after spending $10,000 in the first 3 months

Annual Fee $295

Rewards Rate: 4X Membership Rewards points for the first $150,000 spent in two select categories each year (after that 1X), and 1 point per $1 spent on other eligible purchases

Learn How to Apply

American Express® Business Gold Card Pros

  • 4X Membership Rewards points for the first $150,000 spent in 2 categories
  • +600,000 Membership Rewards points on the cap
  • +70,000 Membership Rewards points after spending $10,000 in the first 3 months
  • No foreign transaction fees

American Express® Business Gold Card Cons

  • Annual Fee $295
  • No intro APR promotion offered

After reaching the spending cap on the Ink Business Preferred, switch to the American Express Business Gold Card to:

  • Earn 4X Membership Rewards points for the first $150,000 spent in two select categories each year (then 1X), and 1 point per $1 spent on other eligible purchases.

Select your own categories, and it is recommended to choose one that includes online advertising. For instance, with the Amex Business Gold, you can use “U.S. purchases for advertising in select media (online, TV, radio)” as one of your categories and then use this card for your Amazon Ads or advertising purchases spend to earn extra rewards.

  • Reaching the $150,000 cap on Amex Business Gold means earning 600,000 Membership Rewards points, worth $7,500 if redeemed for a flight with American Express Travel (25% points back) or $3,600 for a statement credit.
  • The card has an annual fee of $295.
  • Foreign transaction fees: 0%
  • No account opening offer.
Learn How to Apply

3. Capital One Spark Cash Plus: After maxing out the first 2 cards.

2% Cash Back in everything
CapitalOne spark business credit card
Capital One Spark Cash Plus

Current Offer: Earn up to $1,000 cash bonus – $500 after spending $5,000 in the first 3 months, plus $500 after spending $50,000 in the first 6 months (account opening offer)

Annual Fee $150

Rewards Rate: 2% cash back on every purchase, every day; plus 5% cash back on hotels and rental cars booked through Capital One Travel

Learn How to Apply

Capital One Spark Cash PlusPros

  • up to $1,000 cash bonus — $500 after spending $5,000 in the first 3 months
  • $500 after spending $50,000 in the first 6 months
  • 5% cash back on each Amazon Ads
  • 2% cash back

Capital One Spark Cash Plus Cons

  • Annual Fee $150
  • Must pay off balance in full each month

To supercharge your rewards earnings, start using Capital One Spark Cash Plus after using the other two cards enough.

With the Capital One Spark Cash Plus card, you can : 

  • Earn up to 5% cash back on each Amazon Ads or advertising purchases expenditure.

You can request an actual check with Capital One, which can be used any way you wish.

  • To maximize the cashback, deposit it into a Simple Employment Pension (SEP-IRA) to build a nice retirement fund.
  • Capital One Spark Cash for Business Credit Card offers an early spend bonus of up to $1,000 cash bonus — $500 after spending $5,000 in the first 3 months, plus $500 after spending $50,000 in the first 6 months.
  • The annual fee for Capital One Spark Cash Plus is $150.
  • Foreign transaction fees: 0%
  • Account opening offer.
Learn How to Apply

4. American Express Business Platinum Card®

BONUS: set your billing threshold for amazon Ads to $5,000
American Express business platinium credit cart
American Express Business Platinum Card®

Welcome bonus: Earn 120,000 Membership Rewards points after spending $15,000 on eligible purchases in the first 3 months (Terms apply)

Annual fee: $695

Learn How to Apply

American Express Business Platinum Card® Pros

  • Earn 120,000 Membership Rewards points after spending $15,000 on eligible purchases in the first 3 months
  • 5X points on flights and prepaid hotels on Amextravel.com
  • 1.5X points on eligible purchases in the U.S. and eligible purchases of $5,000 or more 
  • Up to $200 statement credit per year for airline incidental fees

American Express Business Platinum Card® Cons

  • Annual fee: $695
  • Requires good to excellent credit

Optimizing your rewards with The Business Platinum Card® from American Express can be achieved by incorporating Amazon Ads strategies. By changing your billing threshold to $5,000, Amazon will bill you every time your spending reaches that amount, rather than multiple smaller payments. To increase your billing threshold, simply submit a request to Amazon Ads support.

This strategy becomes valuable when using The Business Platinum Card® since it offers extra rewards for purchases of $5,000 or more. For instance, the card earns 5X points on flights and prepaid hotels on Amextravel.com and 1.5X points on eligible purchases of $5,000 or more (up to $2 million per year, then 1X). You also get access to Delta and Centurion Lounges, which is beneficial if you travel frequently for business.

With the new ad spend threshold, you can earn 50% more points on purchases of $5,000 or more, equivalent to 1.5 points per dollar spent instead of one point. The Business Platinum Card® from American Express has a welcome bonus of earning 120,000 Membership Rewards points after spending $15,000 on eligible purchases within the first 3 months (Terms apply), and an annual fee of $695.

Learn How to Apply

When you’ve exhausted your rewards on your current business credit cards but still have to make other Amazon Ads purchases, it’s time to explore other cards that offer perks you’re more likely to use. Here are some of the best business credit cards with programs that offer various perks:

5. World of Hyatt Credit Card: $140,000+ Spent

Hidden Gem
world of hyatt credit card
World of Hyatt Credit Card

Current Offer: Earn up to 60,000 points: 30,000 points after spending $3,000 on purchases within the first 3 months, plus an additional 30,000 points by earning 2 bonus points per $1 spent on purchases that earn 1 bonus, up to $15,000 spent in the first 6 months

Annual Fee $95

Rewards Rate: 9X points per $1 spent at Hyatt hotels; 2X points per $1 spent on eligible travel, dining, and health purchases; and 1 point per $1 spent on everything else

Learn Hoy to Apply

World of Hyatt Credit Card Pros

  • +30,000 points after spending $3,000 on purchases within the first 3 months
  • +30,000 points after spending up to $15,000 spent in the first 6 months
  • 9X points per $1 spent at Hyatt hotels
  • 2X points per $1 spent on eligible travel, dining, and health purchases
  • 1X point per $1 spent on everything else

World of Hyatt Credit Card Cons

  • Annual Fee $95
  • No intro APR on purchases or balance transfers

The World of Hyatt Credit Card: Earn Globalist Status if you spend $140,000, Hyatt’s highest status level that offers travel perks like suite upgrades.

However, as this is a consumer card, avoid mixing it up with your business cards. While you can use a consumer card for business purchases, avoid putting personal expenses on a business card.

Foreign transaction fees: May apply.

Account opening offer.

Learn Hoy to Apply

6. Delta SkyMiles® Reserve American Express Card

for frequent delta travelers
American Express Delta Skymiles credit card
Delta SkyMiles® Reserve American Express Card

Current Offer: Earn 90,000 bonus miles after spending $6,000 in the first 6 months (limited-time offer ends 3/29/23)

Annual Fee $550

Rewards Rate: 3X miles per dollar spent on purchases made directly with Delta and 1X miles for all other eligible purchases

Learn How to Apply

Delta SkyMiles® Reserve American Express Card Pros

  • +90,000 bonus miles after spending $6,000 in the first 6 months (limited-time offer ends 3/29/23)
  • 3X miles per dollar spent on Delta
  • 1X miles per dollar for all other eligible purchases
  • Complimentary Sky Club and Centurion Lounge access

Delta SkyMiles® Reserve American Express Card Cons

  • Annual fee: $550
  • Requires good to excellent credit

If you frequently travel Delta, this consumer card offers additional perks like lounge access and priority upgrades to First Class or Delta One to make travel more comfortable. Plus, you can earn bonus Medallion Qualification Miles annually by spending $30,000 on the card.

The annual fee for this card is $550 (See rates and fees).

Foreign transaction fees: Check

Account opening offer.

Learn How to Apply

7. Citi Double Cash Card

no fees
Citi Double Cash credit card
Citi Double Cash Card

No Welcome bonus

Annual fee: $0

Cash back 2%

Learn How to Apply

Citi Double Cash Card Pros

  • Cash back 2%
  • 0 annual Fee
  • 1.5X points on eligible purchases in the U.S. and eligible purchases of $5,000 or more 
  • Up to $200 statement credit per year for airline incidental fees

Citi Double Cash Card Cons

  • 3% foreign transaction fees
  • No bonus category for cash back

The Citi® Double Cash Card is a highly rated cash-back credit card that now has the added benefit of earning Citi ThankYou Points. Cardholders can earn a total of 2% on all purchases, with 1% cash back earned at the time of purchase and an additional 1% earned when paying off the purchase balance.

Cash back is issued as ThankYou Points, with 1 point earned per $1 spent on purchases and an additional point earned for every $1 paid on the purchase balance, provided that a corresponding balance is present in the Purchase Tracker.

The Double Cash card is an excellent choice for those seeking a simple, everyday credit card with no annual fee.

However, there are no bonus categories and foreign transactions carry a 3% fee. Additionally, premium travel benefits are not included.

No account opening offer

Learn How to Apply

What credit card should I get for Amazon?

Choosing the right credit card to use for your Amazon purchases can be a daunting task. With so many options available, it’s easy to get overwhelmed and make the wrong choice. However, by considering a few key factors, you can make an informed decision and choose a credit card that offers the most cashback and rewards for your Amazon shopping. Look for cards that offer a high percentage of cashback or rewards points for Amazon purchases, as well as cards that offer additional perks such as no annual fees or sign-up bonuses. By taking the time to research and compare credit card options, you can find the perfect card for your Amazon shopping needs and start earning rewards on every purchase.

Can you use a credit card for Amazon ads?

Absolutely! You can use a credit card to pay for Amazon ads and it’s a great way to earn rewards and cashback on your ad spend. There are many credit cards available that offer higher rewards or cashback percentages specifically for online advertising, including Amazon ads. By using a credit card to pay for your Amazon ads, you can not only boost your business’s visibility but also earn valuable rewards or cashback on your ad spend. Just make sure to pay off your credit card balance in full each month to avoid interest charges and maintain a good credit score. So, if you’re looking to get the most out of your Amazon advertising budget, consider using a credit card that offers rewards or cashback specifically for online advertising.

Which credit card gives 5% cash back on Amazon?

If you’re a frequent Amazon shopper, you’ll be happy to know that there are credit cards available that offer 5% cashback on Amazon purchases. One of the most popular cards that offer this benefit is the Amazon Prime Rewards Visa Signature Card. This card offers 5% cashback on all Amazon purchases, as well as 2% cashback at restaurants, gas stations, and drugstores, and 1% cashback on all other purchases. The card also comes with no annual fee, and if you’re an Amazon Prime member, you’ll receive additional perks such as free two-day shipping, access to streaming services, and more. So, if you’re looking to maximize your rewards on Amazon purchases, the Amazon Prime Rewards Visa Signature Card might be the perfect fit for you.

Does Amazon business credit card do hard pull?

If you’re considering applying for an Amazon Business credit card, you may be wondering whether the application process will involve a hard pull on your credit report. A hard pull, also known as a hard inquiry, is a type of credit check that can potentially impact your credit score. Fortunately, in most cases, the Amazon Business credit card does not require a hard pull during the application process.

Instead, Amazon typically performs a soft pull, which does not affect your credit score. This is good news for those who are concerned about their credit score or who are trying to avoid unnecessary inquiries. However, it’s important to note that if you are approved for the card, your account will be reported to the credit bureaus, and your credit utilization and payment history will be factored into your credit score.

Overall, if you’re interested in applying for the Amazon Business credit card, you can rest assured that the application process is typically straightforward and does not involve a hard pull on your credit report. Just make sure to read the card member terms and conditions carefully, and pay your bills on time to avoid damaging your credit score.

Conclusion

In conclusion, choosing the right credit card for your Amazon purchases can make a significant impact on your bottom line. By selecting a card that offers high cashback or rewards for Amazon purchases, you can earn valuable perks on every transaction, which can add up quickly. The Amazon Prime Rewards Visa Signature Card is a popular choice that offers 5% cashback on all Amazon purchases, as well as additional benefits for Amazon Prime members. And, if you’re looking to apply for an Amazon Business credit card, you can rest assured that the application process typically involves a soft pull on your credit report, rather than a hard pull. Regardless of which card you choose, it’s important to read the terms and conditions carefully, pay your bills on time, and use your credit responsibly to maintain a good credit score. With these tips in mind, you’ll be well on your way to maximizing your rewards and getting the most out of your Amazon purchases.

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